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Loans

Take Out a Loan

Take Out a Loan

Cooley Credit Union is here to help and it provides loans to members at attractive terms. If you are looking for a dream holiday, car, house, home improvements or for whatever the reason, the credit union offers an attractive loan rate to suit your needs.

The Why and How of Our Loans

  • Competitive Standard Loan Rate only 9% (9.38%APR).
  • Interest is only charged on the reducing loan balance - this means you pay interest on what you owe
  • Free Loan Protection Insurance to eligible members
  • Easy repayment options by standing order, direct debit or salary deduction.
  • No penalty if you make larger repayments than agreed, make additional lump sums, or you repay the loan early.
  • Repayment terms flexible to suit your personal circumstances.
  • Repayments can be rescheduled if difficulties arise.
  • No Interest charged on interest.
  • No hidden fees or transaction charges.
  • Prompt personal attention from friendly staff.
  • Easy application process and speedy decisions.

How to Apply for a Loan

Applying for a loan is easy!

Online

Online

You can apply online through the 'apply now' button on the loan calculator below.

Phone

Phone

You can phone and speak to a member of our dedicated loans team.

Visit Branch

Visit Branch

Alternatively you can visit our main Credit Union Branch at Monksland, Cooley

Try out our quick and easy loan calculator below

Maximum Loan Amount :
Maximum Loan Term :

€

Term

Repayment Frequency
€
APR
9.38%
Repayments
Total
Loan Enquiry
€
APR
9.38%
Repayments
Total
Loan Enquiry
€
APR
9.38%
Repayments
Total
Loan Enquiry
€
APR
9.38%
Repayments
Total
Loan Enquiry

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Cooley Credit Union Limited is regulated by the Central Bank of Ireland.